15 Surprising Expenses Seniors Actually Cut (And Why)

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Hands holding pens filling out a home insurance policy document for coverage details.
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#6: Multiple Insurance Policies

You might be double-insuring without realizing it. Some retirees carry overlapping auto, home, or umbrella policies from old habits or loyalty. Shopping for consolidated coverage with one insurer often unlocks bundle discounts of 10–20%. A single annual insurance audit can save $500–$1,000 without reducing protection.

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